Empowering salaried employees and SMEs with tailored loans.
Empowering Zambians, One Loan at a Time.
Need cash urgently?
Quick Loans, Faster Solutions.
Simple & Secure Payment Process
Quick Payment Process
Low Prepayment Fees
Premium Finance
Find the Perfect Loan for You
Use our easy-to-use loan calculator to estimate your monthly repayments and find the best loan option for you. Whether you’re looking for a personal loan, business loan, or asset financing, we offer flexible terms and competitive interest rates to help you achieve your financial goals.
How Much You Need
ZMW 1000
ZMW 10000.00
1 Months
24 Months
Pay Monthly ZMW
Term of Use Months
Total Pay Back ZMW
Apply For Loan
*These calculators are provided only as general self-help Planning Tools. Results depend on other factors.
What We’re Offering
All Loans Services
Credit Loans
We provide short to long-term loans designed to be flexible, easily accessible, and affordable.
Fund Management
Your Funds, Our Expertise! We help you track, manage, and grow your funds efficiently.
Debt Collection
Turn Unpaid Debts into Recovered Revenue! We help you collect outstanding payments efficiently.
Get to Know About
Flexible and Quick Business Loans
A provider of choice for flexible, accessible, affordable and on time financial services for all Zambians.
Very Low Rates on All Loans
99.9% Success Rate Guarantee
Flexible with Your Repayments
Trusted Company
Why Choose Premium Finance?
We offer tailored financial solutions for civil servants, small businesses, and individuals. We offer various automated repayment systems that ensure convenience and reliability. Our flexible, streamlined processes make accessing credit fast and hassle-free. Whether you need funding for emergencies, business expansion, or agricultural investments, Premium Finance Limited is your trusted partner in financial success
Registered Company under the laws of Zambia. Financial credit provider licensed and regulated by the Ministry of Finance in Zambia; Fully Owned by Zambians; Existence & Operations in
Zambia Over 7 Years.
1
Quick Turnaround Time: Get cash within hours of approval.
2
Low Interest Rates: Enjoy some of the most competitive rates in the market.
3
Flexible Payment Terms: Tailored repayment plans to suit your financial situation.
4
Wide Coverage: Branches and direct sales points across all provinces in Zambia.
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We Approve Loans
ZMWK
Daily Payments
Happy Customers
Staff Members
Customers Testimonials
Customers Testimonials
Premium Finance made it so easy for me to get a personal loan when I needed it most. The process was quick, and the staff were very professional. I highly recommend them to anyone looking for reliable financial services.
John M.
Civil Servant
I needed funds to expand my small business, and Premium Finance came through for me. The business loan I received helped me purchase new inventory, and the repayment terms were very flexible. Thank you, Premium Finance!
Sarah K.
SME
I was impressed by how fast I received my loan. The entire process was seamless, and the interest rates were very reasonable. I’ll definitely be using Premium Finance again in the future.
David L.
Gvt Employee
Premium Finance helped me finance a new vehicle through their asset financing product. The team was very supportive, and the terms were clear and fair. I’m so happy with the service I received.
Mary T.
Farmer
I was amazed at how quickly my loan was processed! The entire experience was smooth and hassle-free, with highly competitive interest rates. I’ll definitely choose Premium Finance again in the future.
J. Banda
GVT Employee
FastFlexibleReliable
