Get To Know About Us
Who We Are
Our Core Values: Commitment, Integrity, and Excellence
At Premium Finance Limited, we are committed to customer satisfaction by delivering reliable, high-quality financial services with professionalism and integrity. We uphold honesty, transparency, and ethical business practices in all our dealings. Innovation drives us to continuously improve our processes, ensuring efficiency and effectiveness in meeting our clients' needs.
Premium Finance Limited is a Zambian-owned micro financial institution dedicated to providing easily accessible, flexible and affordable credit solutions and digital services to employees in the formal sector, small-medium scale businesses and business owners, small-medium scale farmers in value chains, women and youths cooperatives across Zambia.
Established in 2013, we are fully licensed and regulated under the financial act of the laws of Zambia. Since 2018, the company has serviced Zambians in diverse geographical and economic areas offering innovative financial products that promote entrepreneurship, employment opportunities and economic transformation in communities.
To date the business has with a client database of 10,000+ customers, serviced more than 5000+ loans impacting more than 20,000+ people in various communities across the country
Our Vision
Increased Financial inclusion through credit loans and digital financial services for community empowerment and transformation in Zambia
Our Mission
To provide affordable, easily accessible, tailor-made financial solutions to promote entrepreneurship, financial liberty and economic prosperity in the communities while building a profitable and sustainable business for our stakeholders
Customers Testimonials
Customers Testimonials
Premium Finance made it so easy for me to get a personal loan when I needed it most. The process was quick, and the staff were very professional. I highly recommend them to anyone looking for reliable financial services.
John M.
I needed funds to expand my small business, and Premium Finance came through for me. The business loan I received helped me purchase new inventory, and the repayment terms were very flexible. Thank you, Premium Finance!
Sarah K.
I was impressed by how fast I received my loan. The entire process was seamless, and the interest rates were very reasonable. I’ll definitely be using Premium Finance again in the future.
David L.
Premium Finance helped me finance a new vehicle through their asset financing product. The team was very supportive, and the terms were clear and fair. I’m so happy with the service I received.
Mary T.
I was amazed at how quickly my loan was processed! The entire experience was smooth and hassle-free, with highly competitive interest rates. I’ll definitely choose Premium Finance again in the future.
J. Banda
Trusted Company
Why Choose Premium Finance?
We offer tailored financial solutions for civil servants, small businesses, and individuals. We offer various automated repayment systems that ensure convenience and reliability. Our flexible, streamlined processes make accessing credit fast and hassle-free. Whether you need funding for emergencies, business expansion, or agricultural investments, Premium Finance Limited is your trusted partner in financial success.
Registered Company under the laws of Zambia. Financial credit provider licensed and regulated by the Ministry of Finance in Zambia; Fully Owned by Zambians; Existence & Operations in
Zambia Over 7 Years
Quick Turnaround Time: Get cash within minutes of approval.
Low Interest Rates: Enjoy some of the most competitive rates in the market.
Flexible Payment Terms: Tailored repayment plans to suit your financial situation.
Wide Coverage: Branches and direct sales points across all provinces in Zambia.
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We Approve Loans
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Daily Payments
Happy Customers
Staff Members
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