Salary-Based Loans
Fast and Convenient Loans for Salaried Employees
Our Salary-Based Loans are designed for employees whose organizations have a signed Memorandum of Understanding (MoU) with Premium Finance Limited. These loans offer a hassle-free borrowing process, with repayments deducted directly from the payroll.

Key Features:
✔ No employer liability – Employers only facilitate loan applications and deductions.
✔ Quick access to funds – Loans are processed within hours.
✔ Repayments via payroll deduction – Easy and convenient for borrowers.
✔ Flexible loan tenure – Ranges from 3 to 36 months.
✔ Competitive interest rates – Among the lowest in the market.
💡 Ideal for: Public and private sector employees looking for an easy loan repayment solution.
How Much You Need
Pay Monthly ZMW
Term of Use Months
Total Pay Back ZMW
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